Ecobank USSD Code 2023 | Balance, Airtime, Transfer

Learn how to use Ecobank USSD Code for balance checks, airtime purchases, money transfers, and more. This is a simplified guide for easy mobile banking with Ecobank in Nigeria.

Are you looking for the USSD code for Ecobank in Nigeria? It’s important to know these codes for mobile banking with Ecobank.

Many Ecobank customers, whether new or old, may have questions about using USSD for mobile banking, such as the Ecobank USSD code for transfers, buying airtime, checking balance, and more.

If you’re looking for answers about Ecobank mobile banking, keep reading. In this post, I’ll provide you with the Ecobank code, as well as show you how to register, activate, and use it for transactions on your account. Let’s get started without wasting any time.

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The Ecobank USSD & Mobile Transactions

Ecobank has a special shortcode or set of shortcodes called USSD that makes banking easy and accessible for customers.

With the USSD code, you can do different types of banking transactions on your mobile phone without going to a physical Ecobank branch.

It’s a convenient way to bank, even for people in rural areas who may be far from a bank branch.

One great thing about Ecobank mobile banking with USSD is that you can do almost any banking transaction using the code.

Uses of Ecobank Code

The Ecobank code can help you do a lot of things, like opening an account, transferring money to other Ecobank accounts or other banks, buying airtime and data, checking your account balance, paying bills, blocking ATM cards, and more.

It’s a convenient way to do all these transactions using your mobile phone with just a simple code.

Benefits of Ecobank USSD

The reason why Ecobank created the USSD code is that it serves a beneficial purpose for customers.

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It’s the best banking solution because it allows for fast and easy transactions, and it covers almost all types of financial transactions.

It saves customers from the stress of going to banks for simple transactions like transfers and bill payments.

The USSD code works on all types of mobile phones, and you don’t need an internet connection to use it.

But that’s not all, let’s now look at how to activate and use the USSD code for Ecobank.

Ecobank USSD Code

  • The ussd code is *326#.

Make banking transactions using your phone with *326# Ecobank USSD code. You can transfer money, withdraw cash, buy airtime and data, check your account balance, open a new account, block your ATM card, and more.

Just dial the code and follow the menu prompts to use any of the services.

List of Ecobank USSD Shortcodes

Here’s a table with the different USSD codes and how to use them for various transactions.

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ActionBank USSD Code
Check Balance*326# > select the option to check balance
Transfer to Ecobank/others*326# > select the option to transfer fund
Airtime Recharge  for Self/Others*326# > select the option to buy airtime
Buy Data Bundles*326# > select the option to buy data
Account Opening*326#
Pay Bills*326# > select the option to pay bill
Retrieve BVN*565*0#
Hotlist ATM Card*326# > select the option to manage card

How to Register/Activate Ecobank Code

To start using the Ecobank code, you need to register and activate it first. Follow these simple steps:

  1. Dial *326# using the phone number registered with your Ecobank account.
  2. Choose the debit card linked to your account or select the “Create PIN” option.
  3. Fill in the required details as prompted and continue.
  4. Verify that you’re the account owner and create a 4-digit PIN.
  5. Enter the PIN again to confirm, and the registration process is complete.
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Once you’ve successfully registered and activated the Ecobank USSD code, you can now use it to perform various transactions using the general code or shortcode.

You can also watch the video tutorial for further assistance.

Ecobank Code For Transfer

To send money from your Ecobank account to another Ecobank account or to accounts in other banks, use the USSD code *326#. Just dial the code and select the “Transfer Fund” option from the menu that appears. Follow the prompts to complete the transfer.

USSD Code for Checking Balance

To find out how much money you have in your Ecobank account, just dial *326# and select the “Check Balance” option from the menu. Your remaining account balance will then be shown on your phone screen.

Ecobank Code for Buying Airtime

If you want to buy airtime for your own phone number that is linked to your Ecobank account, you can use the USSD code *326#. Just dial the code and select the “Airtime Top Up” option from the menu. Enter the amount you want to recharge, followed by the phone number you want to recharge. Finally, enter your PIN to confirm the transaction.

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USSD Code for Buying Data

If you want to buy data for any phone number, whether it’s for yourself or for someone else, you can use the Ecobank code *326#. Simply dial the code and follow the prompts that appear on your screen. Enter your PIN to confirm the purchase and get the data bundle.

Ecobank USSD for Opening an Account

To open a new account with Ecobank using your phone, you can dial the USSD code *326#. Accept the mobile banking terms as prompted and follow the menu prompts to complete the process of opening an account with Ecobank.

USSD Code for Bill Payments

If you want to pay your bills using Ecobank’s USSD code, simply dial *326# and select the “Pay Bills” option from the menu. Choose the biller you want to pay, and then follow the prompts that appear on your screen to complete the bill payment process.

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Ecobank BVN USSD Code

If you need to retrieve your Ecobank USSD code, you can do so by dialing *565*0# using your phone. This will display your Ecobank USSD code on your screen, making it easy for you to access and use it for various banking transactions.

Is Your USSD Code Not Working? See Solution

If you’re having trouble with the Ecobank USSD code for mobile banking, it could be due to a poor network, not being registered or activated, or using the wrong phone number.

  • To fix this, ensure you have a good network, register and activate the code with the right phone number linked to your account, and use that phone number when dialing the code.


Frequently Asked Questions about Ecobank USSD Code:

How can I get the USSD code for Ecobank?

The USSD code for Ecobank is *326#.

How do I set up Ecobank mobile banking?

To set up Ecobank mobile banking, dial *326# using the phone number linked to your Ecobank account, select your preferred debit card, and follow the prompts.

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How can I check my Ecobank account details?

You can check your Ecobank account details by dialing *326# and selecting “Check Balance”. Your account balance and statement will be displayed on your screen and sent to your phone.


With Ecobank’s USSD mobile banking service, customers all over Nigeria can easily access banking services without visiting a physical bank branch.

This post has provided information on how to activate the USSD code and use it for various transactions.

Last Updated on November 11, 2023 by NetworkPalava Admin

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