Union Bank USSD Code 2024 | Transfer, Check Balance, Airtime…

Learn how to use the Union Bank USSD code (*826#) for mobile banking transactions. These include checking balance, buying airtime, transferring funds, and more. Get step-by-step instructions for a seamless banking experience with Union Bank’s USSD code.

Are you looking for the Union Bank code to perform transactions like transfers, checking your account balance, airtime and data purchases, and withdrawals?

If you’re a Union Bank account holder, it’s important to know these USSD codes. New and existing customers often ask questions like “What is the Union Bank USSD for transfers?” or “How can I buy airtime from Union Bank?”

In this article, I will not only provide you with the Union Bank USSD code, but also explain how to register, activate, and use it for transactions on your Union Bank account. Let’s get started!

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The Union Bank USSD & Mobile Transactions

The Union Bank code is a special shortcode that makes banking easy for Union Bank customers.

With this code, you can do various transactions on your phone without going to a bank branch. It offers many features compared to other banks in Nigeria.

Uses of Union Bank USSD

The Union Bank code can help you with various tasks, such as requesting an ATM card, purchasing airtime and data, checking your account balance, transferring money to Union Bank and other bank accounts, paying bills, making ATM cardless withdrawals, requesting a loan, making mobile/merchant transfers, and increasing your account limit.

These are just a few of the services you can enjoy with Union Bank’s USSD mobile banking.

Now, let’s take a look at the USSD code to perform these transactions on your Union Bank account.

Union Bank USSD Code

The Union Bank USSD code, *826#, allows you to perform various mobile banking transactions such as transfers, withdrawals, airtime, and data purchase, bill payments, checking account balance, requesting loans, blocking ATM cards, and more, directly from your phone.

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When you dial the code, a menu with all these features and others will appear on your screen, and you can follow the prompts to use them.

While *826# is the general code for Union Bank, specific shortcodes are designed for different transactions on Union Bank accounts. Below is a table that contains all the Union Bank shortcodes for different transactions.

List of Union Bank USSD Shortcodes

ActionUSSD Code
Check Balance*826*4#
Transfer to Union Bank Account*826*1*Amount*Account Number#
Transfer to Other Banks*826*2*Amount*Account Number#
Airtime Recharge for Self*826*Amount#
Airtime Recharge for Others*826*Amount*Phone Number#
Buy Data*826*9#
Withdraw Money*826*7*amount#
Pay Bills*826# > select bill payments
Retrieve BVN*565*0#
Request Loan*826*41#
Request ATM card*826*21#
Hotlist ATM Card*826*21#
Open New Account*826#
Deactivate Account Phone Number *826*6*Phone Number#
Increase Account Limit*826*8#
Locate a Union Bank Branch*826*19#
Data Capture After Register*826*3*Account Number#
Pay Merchant826*22*Merchantcode*Amount#
Unblock ATM Card*826*21#

How to Register Union Bank USSD Code

To register the code for Union Bank, follow these steps:

  1. Dial *826# using the phone number that is registered with your Union Bank account.
  2. Select the appropriate option for activation from the menu that appears.
  3. Enter the last digits of your Union Bank debit (ATM) card.
  4. Enter your Union Bank account number.
  5. Create your Union USSD PIN.
  6. Enter and confirm the PIN again to complete your USSD registration.
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Once you have registered and activated the Union Bank code, you can use both the general code (*826#) and the specific shortcodes to perform various transactions.

You can also watch the video tutorial provided for further assistance:

Union Bank USSD Transfer Code

  • To transfer money from your Union Bank account to another Union Bank account, dial *826*1*Amount*Account Number#, then enter your PIN to authorize the transfer.
  • If you want to transfer money to other banks, dial *826*2*Amount*Account Number#, select the option for the bank (e.g., GT Bank), then enter your PIN.

For example, to send N3000 to 1101234567 (Union Bank account number), dial *826*1*6000*1101234567#. If you want to transfer N6000 to 0987654321 (GT Bank), dial *826*2*6000*0987654321#, then enter your PIN.

Union Bank Code To Check Account Balance

To check your Union Bank account balance, dial *826*4#, then enter your PIN. Your remaining balance will be displayed on your screen.

USSD Code to Buy Airtime

  • To buy airtime for yourself (for the SIM linked with your Union Bank account), dial *826*Amount#. To buy airtime for other numbers/sims, dial *826*Amount*Phone Number#.
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For example, to recharge N300 for yourself, dial *836*300# and your line will be credited with a ₦300 recharge card. If you want to recharge another line (e.g., 08012345678) with ₦100, dial *826*100*08012345678#, then enter your PIN to authorize the transaction.

USSD Code To Withdraw Money

The USSD code for Union Bank cashless withdrawal is *826*7*Amount#. Just dial the code and follow the prompts.

Union Bank BVN USSD Code

To retrieve your Union Bank BVN using the USSD code, dial *565*0#, and follow the screen instructions.

USSD Code to Block ATM Card

The code to block your Union Bank ATM debit card is *826*21#, then select the “Hotlist Card” option.

My Union Bank USSD Code IS Not Working! How Do I Fix it?

If you have an account with Union Bank and the USSD mobile banking code is not working, here’s how you can fix it:

  1. Bad Network Connection: If your mobile network or the bank’s network has weak or no coverage, you may get an error message when dialing the Union Bank code. To fix this, wait for some time and try again when you have better network coverage.
  2. Not Yet Registered or Haven’t Activated the USSD Code: If you haven’t registered and activated the Union Bank USSD with the phone number linked to your account, the code may not work. To fix this, make sure you activate the Union Bank USSD on your phone number as per the bank’s instructions.
  3. Dialing USSD Code on an Unlinked/Wrong Phone Number: If you’re using a SIM card that’s not linked to your Union Bank account, the code may not work. To fix this, make sure you’re using the correct phone number that’s linked to your account as per the bank’s records.
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Hope this helps!

FAQs About The Union Bank Code

Here are some common questions and answers about the code for Union Bank:

What is the new code for Union Bank?

The new code for Union Bank is *826#. This code can be used to perform mobile banking transactions on a registered phone number.

How can I get the USSD code for Union Bank?

  • The code for Union Bank mobile banking is *826#.

How do I set up Union Bank mobile banking?

You can set up your Union Bank USSD mobile banking by dialing *826# using the phone number/line registered with your Union Bank account and following the prompts.

How can I check my Union Bank details?

You can check your Union Bank details by dialing *826*4#, and your Union Bank account balance and account statement will be displayed on your screen.


With the Union Bank USSD code, customers can now experience seamless banking without visiting a bank branch or using data for transactions.

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This post provides simple but comprehensive information about how to activate the Union Bank code and use it for various transactions.

Last Updated on January 3, 2024 by NetworkPalava Admin

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