How to Credit Your Wallet on OPay with ATM

Learn how to easily credit your wallet on OPay using an ATM. Follow our step-by-step guide for seamless transactions. Top up your OPay wallet with convenience today!

Welcome to a comprehensive guide on how to credit your OPay wallet using an ATM.

OPay, a versatile mobile payment and financial services platform, offers a range of functionalities that empower you to send and receive money, pay bills, purchase airtime and data, and much more.

One of the convenient features it provides is the ability to load funds onto your OPay wallet through an ATM. In

this guide, we will delve into the process step by step, ensuring that you can seamlessly add funds to your wallet without the hassle of visiting a physical agent.

Why You Need to Credit Your OPay Wallet

Wondering why you should opt for crediting your OPay wallet via ATM? Here are some compelling reasons:

Convenience: Adding money to your OPay wallet with an ATM is a swift and straightforward process that you can complete at any time and from any location.

Online Transactions: With a funded OPay wallet, you can easily pay for goods and services online without revealing your sensitive card information.

Money Transfers: Whether you’re transferring funds to family or friends, having a topped-up OPay wallet ensures instant and seamless transactions.

How to Credit Your OPay Wallet with ATM: Step-by-Step Guide

Here’s a detailed breakdown of the process to credit your OPay wallet using an ATM:

Open the OPay App: Launch the OPay app on your mobile device.

Tap on “Balance”: Locate and tap on the “Balance” option to initiate the wallet funding process.

Tap on “Add Money”: Within the balance section, you’ll find the “Add money” option. Tap on it to proceed.

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Select “ATM Card”: Among the available options, choose “ATM card” as your preferred payment method.

Enter ATM Card Details: Input your ATM card details, including the card number, expiry date, and cardholder’s name.

Specify Amount: Indicate the amount you intend to add to your OPay wallet.

Enter CVV: Provide the CVV (Card Verification Value) associated with your ATM card.

Tap on “Top Up”: Initiate the wallet crediting process by tapping on the “Top up” button.

Enter OPay PIN: Input your OPay PIN to authorize the transaction.

Confirm Transaction: Tap on “Confirm” to finalize the transaction. Your OPay wallet will be credited within minutes.

FAQs About Crediting Your OPay Wallet with ATM

What are the benefits of crediting my OPay wallet with ATM?

By choosing to credit your OPay wallet via ATM, you gain access to several advantages:

  • Efficiency: It’s a swift and uncomplicated method to add funds to your wallet.
  • 24/7 Accessibility: You can perform this transaction at any time, day or night.
  • No Transaction Fees: There are no charges associated with crediting your wallet using an ATM.
  • Flexibility: You can load any amount onto your wallet, even if it’s less than N100.
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What are the fees for crediting my OPay wallet with ATM?

There are no fees associated with crediting your OPay wallet using an ATM.

What happens if I enter the wrong ATM card details?

Entering incorrect ATM card details will result in the transaction not being processed. You must provide accurate information to proceed successfully.

What happens if I enter the wrong CVV?

If the CVV entered is incorrect, the transaction will not be completed. Be sure to input the correct CVV to ensure a successful process.

What happens if I forget my OPay PIN?

In the event of forgetting your OPay PIN, follow these steps to reset it:

  1. Open the OPay app.
  2. Navigate to “Profile.”
  3. Go to “Security.”
  4. Select “Reset PIN.”
  5. Enter your phone number.
  6. Input the OTP sent to your phone.
  7. Create a new PIN and confirm it.


With the information provided in this guide, you now possess a clear understanding of how to credit your OPay wallet using an ATM.

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The process is straightforward, convenient, and offers various benefits that enhance your financial transactions. By following the step-by-step instructions, you can effortlessly load funds onto your OPay wallet and enjoy the flexibility it provides for online payments, money transfers, and more.

For optimal results:

  • Keep your OPay app updated to the latest version.
  • Safeguard your ATM card details and CVV for security.
  • Never share your OPay PIN with anyone.
  • In case of any issues, reach out to OPay’s customer support for assistance.

Now that you’re well-equipped with the knowledge to credit your OPay wallet via ATM, go ahead and experience the convenience and ease of modern digital transactions!

Last Updated on January 3, 2024 by NetworkPalava Admin

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