Stanbic USSD Code for Transfer, Recharge, Loan, Balance & More… 2024

Get the Stanbic USSD Code for Transfer, Recharge, Loan, Balance, Airtime, Balance, BVN, Account Number, and more in this single post.

Do you use Stanbic IBTC Bank and want to make banking transactions easier? Well, knowing the essential USSD codes for Stanbic IBTC is key to making banking seamless, especially if you’re a customer.

However, many people don’t know the codes and end up asking questions like “What is the Stanbic USSD code for transfers?” or “What code can I use to buy airtime from Stanbic?” Don’t worry, I’ve got you covered.

In this article, I’ll not only share the Stanbic USSD code, but I’ll also show you how to register, activate, and use it for any transactions on your Stanbic account. So, are you ready to simplify your banking experience? Let’s get started!

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Stanbic USSD For Easy Banking

The Stanbic USSD code is a code created by Stanbic IBTC to make banking easy for its customers. With the code, you can do various transactions right from your phone without going to a bank. You can do almost anything with the code, from checking your balance to transferring funds and buying airtime. It’s simple, easy to use, and available to all Stanbic IBTC customers.

Use of Stanbic IBTC USSD

The Stanbic USSD is really versatile and can help you with a lot of things. Here’s a list of what you can do with it:

  • Open a bank account
  • Buy airtime
  • Transfer funds
  • Check your account balance
  • Request for a new card
  • Block your card
  • Change your card PIN
  • Request a chequebook
  • Pay bills
  • Access EZ Cash Loan
  • Request a bank statement
  • Use the @Ease Wallet service

You can do all of these things and more, right from your phone, using the Stanbic mobile code. It’s a convenient way to bank, and it’s available to all Stanbic IBTC customers. So why not give it a try and make your banking experience even easier?

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Requirements For Stanbic USSD Code To Work

If you want to use the Stanbic USSD code, there are a few things you need to have first. Here they are:

  • You must be a Stanbic IBTC customer, or be about to become one.
  • You need to have an identity card, like a National ID card or driver’s license.
  • You’ll need a mobile device that you can enter the USSD code into.

Once you have all of these things, you’re good to go! You can start using the USSD code for Stanbic and enjoy all the benefits of easy, convenient banking right from your phone.

Best Stanbic USSD Code

The Stanbic USSD code is *909# and you can use it to do many banking transactions directly from your phone. This includes checking your account balance, transferring funds, buying airtime, paying bills, opening a new account, blocking your ATM card, and more.

When you dial the code, you’ll see a menu on your phone with all the available options. Just select the one you want and follow the prompts to complete your transaction.

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It’s important to note that some of the codes are specific to certain transactions, so make sure you’re using the right one.

Here’s a table with all the Stanbic shortcodes and what they’re used for, so you can easily find the one you need.

List of Stanbic USSD Code

TransactionsUSSD Codes
Check Account Balance*909*1*1# or *909# > 2
Transfer to Stanbic Account*909*11*Amount*Account Number#
Transfer to Other Banks*909*22*Amount*Account Number#
Airtime Recharge For Self*909*Amount#
Airtime Recharge For Others*909*Amount*Phone Number#
Pay Cable Bills*909# > Pay Bills
Retrieve BVN*565*0#
Account Opening*909*0#

How to Activate Stanbic USSD Code

To start using the Stanbic USSD code, you first need to register your phone number with the code. Even if you already have a Stanbic IBTC account, you still need to do this.

Here’s how to register and activate the Stanbic IBTC USSD code:

  • Dial *909*11*1# on the phone number that’s linked to your account to create or change your PIN
  • Enter the last six digits of your debit card and your date of birth (DOB)
  • Create a new PIN for USSD transactions and confirm it.
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Once your USSD activation is successful, you can start performing any transactions you want using the *909# code.

If you need more help with the registration and activation process, you can watch this video for a step-by-step guide.

Stanbic USSD Transfer Code

For example, if you want to send N2000 to an account number 1234567890 (which is a Stanbic account), simply dial *909*11*2000*1234567890#.

And if you want to transfer N1000 to an account number 0987654321 in another bank (UBA), dial *909*22*2000*0987654321#, select the option for First Bank, and enter your PIN.

USSD Code for Checking Balance

To check your Stanbic account balance, you can easily dial *909*1*1# or *909# and choose the option to check your balance. After entering your PIN, your remaining account balance will be shown on your phone’s screen.

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USSD Code for Buying Airtime

You can use the Stanbic USSD code to buy airtime for yourself or other numbers linked to your Stanbic account.

  • To recharge your own line, dial *909*Amount# and your account will be credited with the airtime.
  • For example, if you want to recharge N1000 airtime, dial *909*1000#. To buy airtime for another number, dial *909*Amount*Phone Number# and enter your PIN to authorize the transaction.

For instance, to recharge 09012345678 with N500, dial *909*500*09012345678# and follow the prompts.

USSD Code for Opening an Account

To open an account with Stanbic using your mobile phone, simply dial the USSD code *909*0# and accept the terms and conditions of mobile banking. Follow the prompts that appear on your screen to complete the account opening process with Stanbic.

Stanbic BVN USSD Code

  • To retrieve your Stanbic USSD code using the Stanbic USSD service, simply dial *565*0# and follow the instructions displayed on your phone screen.
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Stanbic USSD Code Not Working? Here’s How to Fix it

If you are a Stanbic Bank account holder and you are experiencing difficulties using the Stanbic USSD mobile banking code, there could be some reasons and solutions you need to know.

Firstly, it could be a bad network connection. If there is no or poor network coverage from either your mobile network provider or the bank’s network, you may encounter an error message after dialing the Stanbic code to perform any transactions. To fix this, you should wait for a while and try again.

Secondly, you may not have registered or activated the USSD code. If you haven’t registered and activated the Stanbic code with the phone number you used to register your account, the Stanbic USSD code may not work. To fix this, ensure that you activate the Stanbic bank code on your line.

Lastly, you may be dialing the USSD code on an unlinked or wrong phone number. If the SIM card you used to register your account number is not the one you are using to dial the code, it may not work. To fix this, make sure you are using the correct line.

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Frequently Asked Questions about Stanbic’s USSD Code:

How do I get the USSD code for Stanbic?

To access Stanbic’s mobile banking service via USSD, dial *909#.

What are the steps to set up Stanbic mobile banking?

To activate your Stanbic USSD mobile banking, dial *909# using the phone number associated with your Stanbic bank account, accept the terms and conditions, and begin using Stanbic mobile banking.

How can I check my Stanbic account details?

To view your account details, including your account balance and BVN, dial *909*1*1#.


USSD mobile banking is the fastest and easiest way to carry out banking transactions without visiting a bank branch or using data. With this detailed guide on the Stanbic USSD code, you should now be able to activate and use the service for a variety of transactions.

Last Updated on January 3, 2024 by NetworkPalava Admin

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