Zenith Bank USSD Code 2024 | Balance, Transfer, Airtime & Activation

Get the Zenith Bank USSD code for balance checking, fund transfers, airtime purchase, and more. Simplify your banking with Zenith Bank’s easy-to-use USSD code for convenient mobile transactions.

Are you looking for the Zenith Bank USSD code?

Whether you’re a new or existing customer, it’s important to know some essential codes for Zenith Bank.

If you’re not familiar with Zenith mobile banking, you may have questions like:

  • What is the USSD code for transfers?
  • How do I buy airtime from Zenith Bank?
  • What is the USSD code for checking my balance?

In this article, I will not only provide you with the Zenith Bank USSD code, but also guide you on how to register, activate, and use it for transactions on your Zenith bank account. A

Are you ready to learn these simple mobile banking codes? Let’s get started!

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Zenith Bank & USSD Mobile Transactions

Zenith Bank has a special code that makes banking easy and convenient for its customers.

It’s called the Zenith Bank USSD or Zenith Bank EaZybanking.

You can use it on your phone to do various banking transactions without going to a physical bank branch.

Even if you don’t have an account with Zenith Bank, you can still use the code to open an account and become a customer.

With the USSD code, you can do almost any banking transaction you need to. This makes Zenith Bank mobile banking very convenient and user-friendly.

Use of Zenith Bank USSD Code

The Zenith Bank USSD code lets you do a lot of things easily on your phone.

You can buy airtime and data, check your account balance, send money to other Zenith Bank accounts or accounts in other banks, pay bills, withdraw money from an ATM without a card, block your ATM card if it’s lost or stolen, and even open a new account.

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It’s a convenient way to do all these transactions without having to go to a bank in person.

What Is Required To Use Zenith Bank USSD

Before you can use the Zenith Bank USSD code, there are a few things you need to have.

  1. First, you should either already be a Zenith Bank customer or be planning to become one.
  2. You’ll also need a working SIM card and an identity card.
  3. Lastly, you’ll need a mobile device where you can enter the USSD code.

Once you meet all these requirements, you’ll be able to start using the code for Zenith Bank.

Zenith Bank USSD Code

The Zenith Bank USSD code is *966#, and it can be used for various mobile banking transactions like transfers, withdrawals, airtime, and data purchase, bill payments, checking account balance, opening an account, blocking ATM cards, and more.

When you dial the code, a pop-up will appear on your screen with all the available features. You can follow the prompts to use any of them.

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However, you don’t need to remember the long *966# code for every transaction, because Zenith Bank has specific shortcodes for each transaction.

Here is a table that contains all the Zenith Bank shortcodes for different transactions.

List of Zenith Bank USSD Shortcodes

TransactionsUSSD Codes
Check Account Balance*966*00#
Transfer to Zenith Bank Account*966*Amount*Account Number#
Transfer to Other Banks*966*Amount*Account Number#
Airtime Recharge For Self*966*Amount#
Airtime Recharge For Others*966*Amount*Phone Number#
Update Details*966*BVN#
Withdrawal*966*60# > select withdrawal
Pay Bills*966# > select bill payments
Retrieve BVN*565*0#
Hotlist ATM Card*966*60# > select Hotlist card
Account Opening*966*0#
Deactivate Account*966*911#

How to Register Zenith Bank USSD Code

To use the USSD codes for Zenith Bank, you’ll first need to register and activate the general code *966#. Here’s a step-by-step guide on how to do it:

  1. Open the dialer app on your phone and dial *966*00# using the phone number associated with your Zenith Bank account.
  2. Enter the last 4 digits of your Zenith Bank debit (ATM) card.
  3. Create a 4-digit PIN for your Zenith EaZybanking, which will be used to authorize transactions.
  4. Enter and confirm your PIN to complete the USSD registration.
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Once you’ve registered and activated the Zenith Bank code, you’ll be able to use both the general code (*966#) and the specific shortcodes to perform various transactions.

You can watch this video tutorial for further assistance: 

Zenith Bank USSD Transfer Code

  • To transfer money from Zenith Bank to Zenith Bank or to other banks, you can use the Zenith Bank code *966*Amount*Account Number#.
  • After dialing the code, select the bank and enter your PIN to authorize the transfer.

For example, if you want to send N1000 to account number 3088997766 (Zenith Bank), simply dial *966*1000*3088997766#. If you want to transfer N4000 to account number 0011223344 (GT Bank), just dial *966*4000*0011223344#, select the option for GT Bank, and enter your PIN.

USSD Code for Checking Balance

  • To check how much money you have in your Zenith Bank account using the Zenith USSD code, just dial *966*00# on your phone.
  • Then enter your PIN, and the remaining balance in your bank account will be shown on your screen.
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USSD Code for Buying Airtime

  • To buy airtime for yourself using your Zenith Bank account, dial *966*Amount# on your phone.

For example, if you want to recharge ₦200 for yourself, just dial *966*200# and your phone will be credited with ₦200 airtime.

  • If you want to buy airtime for other phone numbers, such as your friends or family, dial *966*Amount*Phone Number#.

For example, if you want to recharge ₦500 for the phone number 08112345678, dial *966*500*08112345678# and then enter your PIN to authorize the transaction.

USSD Code for Withdrawal

To make a cardless withdrawal from Zenith Bank, dial *966*60# on your phone. Then, select the “Money Withdrawal” option and follow the prompts provided to complete the transaction.

Zenith Bank Code for Opening an Account

To open a Zenith Bank account using your phone, simply dial *966*0# on your phone. Accept the mobile banking terms and follow the prompts provided to create your Zenith Bank account.

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USSD Code for Bill Payments

To pay your DSTV and PHCN bills using Zenith Bank USSD, dial *966*7*Amount*Customer ID# on your phone.

If you want to pay for Zenith Bullet using the EaZybanking USSD code, dial *966*6*Biller code*Amount#.

For example, to renew your DSTV subscription with N2000 and your Smartcard number is 0987654321, just dial *966*2000*0987654321#, select the biller, and enter your PIN to authorize the transaction.

Zenith Bank USSD to Update Details

  • To update your account details with Zenith Bank using the USSD code, simply dial *966*BVN# on your phone, and then follow the instructions on the screen.

For example, if your BVN (Bank Verification Number) is 11234567890, you can dial *966*11234567890# to update your account details.

Zenith Bank BVN Code

To retrieve your Zenith Bank BVN using the USSD, just dial *565*0# on your phone, and then follow the instructions that appear on your screen.

USSD Code to Block ATM Card

To block your Zenith Bank ATM debit card using the USSD code, just dial *966*60# on your phone, and then select the “Hotlist Card” option from the menu that appears.

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USSD Code to Block Account

If you want to deactivate your Zenith Bank account, simply dial *966*911# using the USSD code on your phone. Then, follow the on-screen options to complete the deactivation process.

Zenith Bank USSD Code Not Working? Here’s How to Fix it

If your Zenith Bank USSD code is not working, it could be due to bad network, not registering or activating the code, or dialing it on the wrong phone number.

  • To fix this, wait for better network service, register and activate the code on your correct phone number as per bank instructions, and ensure you’re using the right phone number when dialing the code.

Frequently Asked Questions:

Here are some FAQs about the USSD code for Zenith Bank:

What is the new USSD code for Zenith Bank? The new USSD for Zenith Bank is *966#. You can use this code to perform mobile banking transactions on your registered phone number.

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How can I get the USSD code for Zenith Bank? The code for Zenith Bank is *966#. You can use this code for mobile banking transactions.

How do I set up Zenith Bank mobile banking? You can set up Zenith Bank mobile banking by dialing 96600# using the phone number registered with your Zenith Bank account and following the prompts.

How can I activate Zenith Bank mobile banking without an ATM? Unfortunately, Zenith Bank does not allow customers to activate or register for EaZybanking without an ATM.

How can I check my Zenith Bank details? You can check your Zenith Bank details by dialing *966*0#, then selecting option 4. Your Zenith Bank account balance and account statement will be displayed on your screen.


The Zenith Bank USSD code makes banking easy without the need to visit a bank branch or use data for transactions. This post provides a simple understanding of how to activate and use the Zenith Bank code for various transactions.

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Last Updated on January 3, 2024 by NetworkPalava Admin

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