All Bank Transfer Codes In Nigeria

This post gives you all information about all the bank transfer codes in Nigeria. It also gives you details and steps on how you can use all bank ussd codes in Nigeria.

What Are Bank Transfer Codes?

Bank transfer codes are code that is used to perform banking actions such as transferring money, paying bills, buying airtime, and so on.

They are a set of digits registered by the bank for its customers to bank mobile (with your mobile phone).

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It can also be known as USSD (Unstructured Supplementary Service Data). Every bank has its own unique and different code from other banks, for its customers to use. It is otherwise a modern way of banking.

All Bank Transfer Codes In Nigeria & How To Use Them

Below is the list of all bank transfer codes in Nigeria:

Banks In NigeriaTransfer Code
First Bank Of Nigeria*894#
Sterling Bank *822#
Polaris Bank*833#
Union Bank Of Nigeria*826#
United Bank Of Africa (UBA)*919#
Fidelity Bank*770#
Guaranty Trust Bank (GTB)*737#
First City Monument Bank (FCMB)*329#
Keystone Bank Limited*71111#
Heritage Bank Plc*745#
Unity Bank*7799#
Diamond Bank or Access Bank*901#
Wema Bank*945#
Stanbic IBTC Bank*909#

All Bank Transfer Code For Transferring Money To Any Bank In Nigeria.

All bank ussd codes can perform some transactions. The most important is the sending of money to another bank account. Below is the list of transferring:

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Banks In NigeriaTransfer Code For Sending Money
First Bank Of Nigeria*894* amount* receiver’s account number#
Sterling Bank *822*5* amount* receiver’s account number#
Polaris Bank*833* amount* receiver’s account number#
Union Bank Of Nigeria*826*2* amount* receiver’s account number#
United Bank Of Africa (UBA)*919*4* receiver’s account number* amount#
Fidelity Bank*770* receiver’s account number* amount#
Guaranty Trust Bank (GTB)*737*2* amount* receiver’s account number#
First City Monument Bank (FCMB)*329* amount* receiver’s account number#
Keystone Bank Limited*7111* amount* receiver’s account number#
Heritage Bank Plc*745*2* amount* receiver’s account number#
Unity Bank*7799*2* receiver’s account number* amount#
Zenith Bank *966* amount* receiver’s account number#
Diamond Bank or Access Bank*901*2* amount* receiver’s account number#
Wema Bank*945* receiver’s account number* amount#
Stanbic IBTC Bank*909*22* amount* receiver’s account number#

All Bank Transfer Codes For Recharging Airtime In Nigeria.

Apart from sending money, you can also recharge airtime for yourself and others. Bank mobile ussd codes make it easier for you to recharge your phone.

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Below are the bank transfer codes for recharging airtime in Nigeria.

Banks In NigeriaTransfer Code
First Bank Of Nigeria*894* amount#
Sterling Bank *822* amount#
Polaris Bank*833* amount#
Union Bank Of Nigeria*826* amount#
United Bank Of Africa (UBA)*919* amount#
Fidelity Bank*770* amount#
Guaranty Trust Bank (GTB)*737* amount#
First City Monument Bank (FCMB)*329* amount#
Keystone Bank Limited*71111* amount#
Heritage Bank Plc*745* amount#
Unity Bank*7799* amount#
Diamond Bank or Access Bank*901* amount#
Wema Bank*945* amount#
Stanbic IBTC Bank*909* amount#

Benefits Of Using Bank Mobile USSD Codes In Nigeria.

There are other methods of mobile banking. But the benefits and advantages of using bank transfer codes in Nigeria are:

  • It is very fast and instant.
  • It is a secure means of banking.
  • It doesn’t require an internet connection.
  • It is available 24/7 on all mobile network providers.
  • It can be used on any type of phone.
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What Do I Need To Use Bank Transfer Codes In Nigeria?

If you want to use a bank transfer code in Nigeria, there are some features and conditions you might need. You would need these features or conditions especially to activate a bank transfer code. You need:

  • A mobile phone.
  • To be the bank’s customer or have an account with the bank.
  • A SIM card is registered and linked to your bank account.
  • Your bank’s debit card.
  • Your account number.

The five features mentioned above are really necessary. You can almost not use the bank transfer codes in Nigeria without them. Although some banks don’t require all.

What Can I Use The Bank Short Codes To Do In Nigeria?

Bank transfer codes can be used to perform a lot of financial transactions. It can be used to do almost everything you can do in the bank.

There are four functions of the bank transfer code in Nigeria. They include:

  • Sending money to any bank account.
  • Paying bills.
  • Recharging your phone and others.
  • Checking account balance.
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Other functions may include:

  • Resetting PIN.
  • Making cashless withdrawals.
  • Deactivating or activating a card.
  • Buying mobile data.
  • Deactivate your bank account.


Bank transfer codes are codes that have been provided by your bank for you to dial and bank easily.

It is a more easy and convenient way of banking. All Bank USSD codes are useful especially when you want to send money, buy airtime, and so on.

It can also be used used to perform various functions such as resetting PIN, blocking cards, and so on.

Last Updated on September 1, 2023 by NetworkPalava Admin

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